


Visas & residency
Non-Lucrative Visa support
Clear, practical help with first applications and renewals—from checking your circumstances to preparing the paperwork.
Fully online support across Spain.
At a glance
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Live in Spain long-term
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Include qualifying family members
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Travel within the Schengen area
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Renew your residency from Spain
THE ESSENTIALS
What is the Non-Lucrative Visa?
The NLV is a Spanish long-stay visa for non-EU, EEA and Swiss citizens who want to live in Spain without working or carrying out business activity.
It can suit retirees and people who can support themselves through savings, pensions, investments, rental income or other independent means.
Before you apply
What you will need
Who can apply?
The Non-Lucrative Visa is intended for people from outside the EU, EEA and Switzerland who want to make Spain their main home without working or carrying out business activity.
Applications can include a spouse or partner and dependent children, provided the required relationship, financial and healthcare evidence is supplied.
Applicants must demonstrate sufficient financial resources, suitable healthcare cover, a clean criminal record and the required medical certification.
Financial evidence
Financial requirements and evidence
The principal applicant must demonstrate financial resources equivalent to at least 400% of the IPREM, with an additional 100% for each accompanying family member.
Evidence may include savings, pensions, investments, rental income or other reliable sources. The money must be available to the applicant and sufficient to support the family without working in Spain.
Bank statements and certificates must clearly identify the account holder, financial institution, relevant dates and balances. Requirements can differ between consulates, so we check the correct route before confirming exactly what you need or arranging translations.
Healthcare
Applicants must have healthcare cover that meets the requirements for a Non-Lucrative Visa. This will usually be a Spanish private health insurance policy offering comprehensive cover without co-payments or waiting periods.
We work with an experienced insurance broker who can help arrange a suitable policy and provide the correct supporting documents for the application.
If you are entitled to an S1, we also offer a separate paid service to register it in Spain. We manage the registration, follow up the application and continue supporting you through to obtaining your Spanish health card.
Police and medical documents
Adult applicants require an ACRO police certificate and applicants must also provide a certificate of good health in the correct format.
Our full NLV service includes handling the UK ACRO application and providing the medical certificate of good health. We also arrange the apostilles and sworn Spanish translations for both documents.
Children under 18 do not need an ACRO police certificate. Where children are included in the application, we provide their birth certificates together with the required apostilles and sworn Spanish translations.
These documents have limited validity, so we tell you when they should be obtained to ensure they remain valid for your consulate appointment.
A complete application pack
Preparing the rest of your application
We discuss the financial requirement for your household and explain how the evidence should be presented. As we move through the application, we also identify any additional documents needed for your particular circumstances and consulate.
In most cases, a P45 or similar evidence showing that employment has ended will be required. Where this is not available, other supporting documents may be accepted and we will advise you on the most appropriate evidence.
How Expay helps
Clear support from start to finish
01 — Check
Your circumstances
We review your route, family situation, finances and likely consulate requirements.
02 — Prepare
Your documents
We give you a clear checklist and help organise the forms, certificates, apostilles and translations.
03 — Guide
Your application
We prepare the application pack and stay with you through the process and next steps in Spain.
Moving to Spain
Initial NLV application
Complete Non-Lucrative Visa support
€1,050 per adult
€590 per child
Our service includes:
• Assessment of your circumstances and financial position
• All application forms, checklists and supporting paperwork
• UK ACRO police certificate, apostille and sworn Spanish translation
• Medical certificate of good health, apostille and sworn Spanish translation
• Birth certificate, apostille and sworn Spanish translation for children
• Preparation for your consulate appointment
• Ongoing support throughout the application
• Paperwork and appointment assistance for your first TIE after arriving in Spain
Private health insurance, S1 registration and official government or consular fees are charged separately.
Ask about an initial application →
Already Resident
Non-Lucratice Visa renewal
If you are already living in Spain, we can prepare and submit your renewal online. We check the financial evidence required for the two-year renewal, healthcare, time spent outside Spain, padrón and family documents.
We follow the application through to its resolution and help prepare the paperwork and appointment for your new TIE card.
EXPAY
Friendly, family-run and fully online support across Spain
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